Last updated: August 7, 2026
Please read these Terms and Conditions (“Terms”) carefully before using incomestream.com.ng (the “Site”), operated by Income Stream (“we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part, please discontinue use of the Site.
1. Agreement to Terms
By visiting and using this Site, you confirm that you accept these Terms and agree to comply with them. These Terms apply to all visitors, users, and others who access the Site.
2. Intellectual Property Rights
Unless otherwise stated, Income Stream and/or its licensors own the intellectual property rights for all material on this Site, including articles, graphics, logos, and design. All rights are reserved. You may view and print pages for personal, non-commercial use only, subject to the restrictions below.
You must not:
- Republish material from this Site without attribution and prior written permission
- Sell, rent, or sub-license material from this Site
- Reproduce, duplicate, or copy material for commercial purposes
- Redistribute content from this Site, including onto another website
3. User Representations
By using the Site, you represent that:
- You are at least 18 years old, or the age of majority in your jurisdiction
- You will use the Site only for lawful purposes
- Any information you provide to us (e.g., via comments or contact forms) is accurate and truthful
4. Prohibited Activities
You agree not to:
- Use the Site in any way that violates applicable local, national, or international law
- Attempt to gain unauthorized access to the Site, servers, or connected databases
- Introduce viruses, malware, or other harmful code
- Use automated systems (bots, scrapers) to extract data without permission
- Post spam, abusive, defamatory, or misleading comments
- Impersonate any person or entity
5. User-Generated Content
If you leave comments or submit content to the Site, you grant us a non-exclusive, royalty-free license to use, reproduce, and display that content in connection with operating the Site. We reserve the right to remove, edit, or moderate any user-generated content at our sole discretion, without notice.
6. Third-Party Websites and Content
The Site may contain links to third-party websites or resources. We do not endorse and are not responsible for the content, accuracy, or practices of any linked third-party site. Accessing linked sites is at your own risk.
7. Advertising
Income Stream displays advertisements served through Google AdSense and, where applicable, other advertising partners. These ads may use cookies to serve content relevant to you. Please see our Privacy Policy for details on how advertising cookies are used and how you can opt out.
8. No Professional or Financial Advice
Content on Income Stream is provided for general informational and educational purposes only and does not constitute financial, investment, tax, legal, or other professional advice. Please see our full Disclaimer before acting on any information published on this Site.
9. Disclaimer of Warranties
The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, reliability, or fitness for a particular purpose. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free.
10. Limitation of Liability
To the fullest extent permitted by law, IncomeStream and its owners, contributors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, or goodwill, arising from your use of, or inability to use, the Site or any information contained on it.
11. Indemnification
You agree to indemnify and hold harmless Income Stream and its owners, employees, and affiliates from any claims, damages, liabilities, and expenses (including legal fees) arising from your use of the Site or violation of these Terms.
12. Term and Termination
We reserve the right to restrict or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or the Site.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict-of-law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
15. Changes to These Terms
We may revise these Terms from time to time. The updated version will be indicated by a revised “Last updated” date, and continued use of the Site after changes are posted constitutes acceptance of those changes.
16. Contact Us
If you have any questions about these Terms, please contact us at:
Email: contact@incomestream.com.ng Website: https://incomestream.com.ng/contact